For decades, when you applied for an apartment, the landlord—or a tenant screening company hired by the landlord—would examine your credit file and pay stubs to verify your ability to pay rent. But today, landlords are using the artificial intelligence revolution to predict something else: Your willingness to pay rent.
“Some people earn three times the monthly rent, but they may love eating out and driving BMWs,” said Matt Davis, senior vice president of financial services for RealPage, a software and data analytics provider